Get IT Today: Acima Credit makes purchases more affordable, letting you make smaller payments over time. There's no credit needed, so you can qualify based on other criteria. A 90-Day Payment Option is available that gives you an opportunity to save money when you pay off your purchase within the time limit.

Get Approved: Acima Credit provides a flexible and creative alternative to traditional consumer lending. We approve applicants every day for New & Recetified devices, Custom Built gaming computers, Apple MacBooks and Dell Ultrabooks, and more. Your financing lease agreement with Acima even covers add-on accessories.

Acima No-Credit Financing - FAQ’s

Why Use Acima? Get approved up to $3,000 with just a $70 down payment today! No Credit Needed, and your FICO score will not be impacted. 90-day early purchase option to pay NO INTEREST (option). Easy payments over 12 months or buyout early at anytime during your agreement. Acima even reports your lease activity to Experian, to help build your credit!

Do I Qualify? More than likely - YES! With tailored payment plans available and an easy application process, Acima Credit provides an affordable solution for your larger purchases. Our No-Credit-Needed lease program provides a lease option where eligibility is not based solely on credit, so you can take home what you need today.

• Income History - You should have a three-month history with your current employer / income.

• Monthly Income - You must deposit at least $1,000 each month into your checking account.

• Checking Account - You must have a real (physical) bank & checking account for at least 90 days.

• Bank Activity - Ensure your checking account free of NSFs, overdrafts, and negative balances.

• Identity Validation - Have a government-issued photo ID and a social security number or ITIN.